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Insurance Underwriters
Business and Financial Operations · SOC 13-2053
6.3% AI Exposure — Medium
$81,370
Median Annual Salary
Average
O*NET Outlook
8,400
Proj. Annual Openings
105,420
Employment (OEWS 2025)
94/100
AI Resiliency Score
AI exposure from the Anthropic Economic Index (2025); salary from BLS; skills from O*NET. See /sources.
AI Exposure Analysis
AI Exposure6.3%
AI Resiliency94/100
Exposure BandMedium
Sector Avg. Exposure17.3%
Top Skills
1.Reading Comprehension
2.Active Listening
3.Writing
4.Critical Thinking
5.Speaking
O*NET occupation profile
What this work involves
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
Common titles: Account Underwriter, Automobile and Property Underwriter, Commercial Lines Underwriter, Health Underwriter, Life Underwriter, Personal Lines Underwriter
Representative Tasks
- •Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
- •Decline excessive risks.
- •Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
- •Evaluate possibility of losses due to catastrophe or excessive insurance.
- •Review company records to determine amount of insurance in force on single risk or group of closely related risks.
Detailed Work Activities
- •Analyze health-related data.
- •Assess financial status of clients.
- •Authorize financial actions.
- •Explain regulations, policies, or procedures.
- •Assess risks to business operations.
Tools & Technologies
Microsoft Excel · hotMicrosoft PowerPoint · hotMicrosoft Access · hotAnodas Software Limited PhoenixConsilience Software Maven Insurance Automation SuiteDatabase softwareDelphi TechnologyFannie Mae Desktop UnderwriterRGA Facultative Application ConsoleSIS SEMCI PARTNER
Employment Projections & AI Exposure
15
Occupations Shown
26.0%
Avg AI Exposure
9
Bright Outlook
Sector Comparison
| Metric | This Career | Sector Average |
|---|---|---|
| AI Exposure | 6.3% | 17.3% |
| Outlook | Average | 50% Bright |
| Median Salary | $81,370 | N/A |
| AI Resiliency | 94/100 | N/A |