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Credit Analysts
Business and Financial Operations · SOC 13-2041
16.9% AI Exposure — High
$83,510
Median Annual Salary
Average
O*NET Outlook
7,400
Proj. Annual Openings
64,390
Employment (OEWS 2025)
83/100
AI Resiliency Score
AI exposure from the Anthropic Economic Index (2025); salary from BLS; skills from O*NET. See /sources.
AI Exposure Analysis
AI Exposure16.9%
AI Resiliency83/100
Exposure BandHigh
Sector Avg. Exposure17.3%
Top Skills
1.Critical Thinking
2.Reading Comprehension
3.Speaking
4.Active Learning
5.Active Listening
O*NET occupation profile
What this work involves
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
Common titles: Credit Administrator, Credit Analyst, Credit and Collections Analyst, Credit Officer, Credit Representative, Credit Risk Analyst
Representative Tasks
- •Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- •Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- •Generate financial ratios, using computer programs, to evaluate customers' financial status.
- •Prepare reports that include the degree of risk involved in extending credit or lending money.
- •Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Detailed Work Activities
- •Analyze business or financial data.
- •Assess risks to business operations.
- •Prepare contracts or other transaction documents.
- •Calculate data to inform organizational operations.
- •Prepare financial documents, reports, or budgets.
Tools & Technologies
Microsoft PowerPoint · hotMicrosoft Visual Basic · hotMicrosoft Visual Basic for Applications VBA · hotSAP software · hotCGI-AMS StrataEquifax Application EngineExperian QuestExperian Transact SMFair Isaac Capstone Decision ManagerMicrosoft Dynamics
Employment Projections & AI Exposure
15
Occupations Shown
26.0%
Avg AI Exposure
9
Bright Outlook
Sector Comparison
| Metric | This Career | Sector Average |
|---|---|---|
| AI Exposure | 16.9% | 17.3% |
| Outlook | Average | 50% Bright |
| Median Salary | $83,510 | N/A |
| AI Resiliency | 83/100 | N/A |