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Credit Counselors
Business and Financial Operations · SOC 13-2071
23.4% AI Exposure — High
$52,230
Median Annual Salary
Bright ↗
O*NET Outlook
3,800
Proj. Annual Openings
27,770
Employment (OEWS 2025)
77/100
AI Resiliency Score
AI exposure from the Anthropic Economic Index (2025); salary from BLS; skills from O*NET. See /sources.
AI Exposure Analysis
AI Exposure23.4%
AI Resiliency77/100
Exposure BandHigh
Sector Avg. Exposure17.3%
Top Skills
1.Speaking
2.Reading Comprehension
3.Active Listening
4.Writing
5.Critical Thinking
O*NET occupation profile
What this work involves
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
Common titles: Accredited Financial Counselor, Certified Consumer Credit and Housing Counselor, Certified Credit and Housing Counselor, Certified Credit Consultant, Certified Credit Counselor, Credit Counselor
Representative Tasks
- •Calculate clients' available monthly income to meet debt obligations.
- •Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
- •Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
- •Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.
- •Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
Detailed Work Activities
- •Compute debt repayment schedules.
- •Explain regulations, policies, or procedures.
- •Develop financial plans for clients.
- •Assess financial status of clients.
- •Recommend investments to clients.
Tools & Technologies
Microsoft Outlook · hotMicrosoft PowerPoint · hotMicrosoft Access · hotOracle PeopleSoft · hotSAP software · hotCooperative Processing Resources DMS Professional SuiteCoreLogic DebtorTraceEmail softwareFreddie Mac Loan ProspectorIntegrant DebtLogic
Employment Projections & AI Exposure
15
Occupations Shown
26.0%
Avg AI Exposure
9
Bright Outlook
Sector Comparison
| Metric | This Career | Sector Average |
|---|---|---|
| AI Exposure | 23.4% | 17.3% |
| Outlook | Bright ↗ | 50% Bright |
| Median Salary | $52,230 | N/A |
| AI Resiliency | 77/100 | N/A |