Credit Analysts
Business and Financial Operations · SOC 13-2041
AI exposure from the Anthropic Economic Index (2025); salary from BLS; skills from O*NET. See /sources.
Decision card
Career Evidence Passport
SOC 13-2041 evidence across exposure, wages, projections, postings, certified LCAs, skills, and transitions.
- SOC exposure
- 16.9%
- High · Anthropic AEI
- Automation friction
- 44/100
- Moderate friction; broad SOC seed ORS job-requirements coverage.
- Wages
- $83,510
- H-1B offered wage $112,000; LCAs are filings.
- Projected openings
- 7,400
- BLS EP 2024–2034; employment change -4.4%.
- Observed/proxy demand
- 330
- FY2025 certified LCAs; 10,881 postings in 2025.
Skill evidence
- H-1B values are certified Labor Condition Applications, not visa approvals.
- Job postings are seed-static / seed-derived; treat as provider-ready proxy coverage until observed provider data is wired in.
- Transition matches are directional skill-overlap context, not placement guarantees.
- This release is a FutureGrid broad-SOC seed derived from public BLS ORS requirement concepts and categories, not direct occupation-level ORS survey estimates. It describes job requirements, not worker ability, AI capability, or displacement probability. Automation friction is a FutureGrid derived score and should be read alongside exposure, demand, wage, and projection signals.
Best transitions from here
Explore all pathways→Lower AI-exposure roles that reuse your skills, ranked by a transition score (skills that transfer, safety gain, pay and retraining effort).
AI Exposure Analysis
Across AI measures
Multiple exposure lenses for this occupation.
AI could do ~55.6% of this role but only ~16.9% is currently done with AI — a large capability-vs-adoption gap.
Top Skills
H-1B Visa Sponsorship Demand
View full H-1B trends →Certified H-1B Labor Condition Applications naming this occupation, FY2016–FY2025. A descriptive high-skill labor-demand signal — employer filings, not visa approvals or individual outcomes. Note: one LCA can cover multiple worker positions.
O*NET occupation profile
What this work involves
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
Common titles: Credit Administrator, Credit Analyst, Credit and Collections Analyst, Credit Officer, Credit Representative, Credit Risk Analyst
Representative Tasks
- •Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- •Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- •Generate financial ratios, using computer programs, to evaluate customers' financial status.
- •Prepare reports that include the degree of risk involved in extending credit or lending money.
- •Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Detailed Work Activities
- •Analyze business or financial data.
- •Assess risks to business operations.
- •Prepare contracts or other transaction documents.
- •Calculate data to inform organizational operations.
- •Prepare financial documents, reports, or budgets.
Tools & Technologies
Employment Projections & AI Exposure
Employment & Wage Trend
BLS OEWS, 2019–2025
Source: U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS). See /sources.
Sector Comparison
| Metric | This Career | Sector Average |
|---|---|---|
| AI Exposure | 16.9% | 29.0% |
| Outlook | Average | 48% Bright |
| Median Salary | $83,510 | N/A |
| AI Resiliency | 83/100 | N/A |