Insurance Underwriters
Business and Financial Operations · SOC 13-2053
AI exposure from the Anthropic Economic Index (2025); salary from BLS; skills from O*NET. See /sources.
Decision card
Career Evidence Passport
SOC 13-2053 evidence across exposure, wages, projections, postings, certified LCAs, skills, and transitions.
- SOC exposure
- 6.3%
- Medium · Anthropic AEI
- Automation friction
- 44/100
- Moderate friction; broad SOC seed ORS job-requirements coverage.
- Wages
- $81,370
- H-1B offered wage $88,462; LCAs are filings.
- Projected openings
- 8,400
- BLS EP 2024–2034; employment change -2.6%.
- Observed/proxy demand
- 43
- FY2025 certified LCAs; 13,547 postings in 2025.
Skill evidence
- H-1B values are certified Labor Condition Applications, not visa approvals.
- Job postings are seed-static / seed-derived; treat as provider-ready proxy coverage until observed provider data is wired in.
- Transition matches are directional skill-overlap context, not placement guarantees.
- This release is a FutureGrid broad-SOC seed derived from public BLS ORS requirement concepts and categories, not direct occupation-level ORS survey estimates. It describes job requirements, not worker ability, AI capability, or displacement probability. Automation friction is a FutureGrid derived score and should be read alongside exposure, demand, wage, and projection signals.
Best transitions from here
Explore all pathways→Lower AI-exposure roles that reuse your skills, ranked by a transition score (skills that transfer, safety gain, pay and retraining effort).
AI Exposure Analysis
Across AI measures
Multiple exposure lenses for this occupation.
AI could do ~57.1% of this role but only ~6.3% is currently done with AI — a large capability-vs-adoption gap.
Top Skills
H-1B Visa Sponsorship Demand
View full H-1B trends →Certified H-1B Labor Condition Applications naming this occupation, FY2016–FY2025. A descriptive high-skill labor-demand signal — employer filings, not visa approvals or individual outcomes. Note: one LCA can cover multiple worker positions.
O*NET occupation profile
What this work involves
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
Common titles: Account Underwriter, Automobile and Property Underwriter, Commercial Lines Underwriter, Health Underwriter, Life Underwriter, Personal Lines Underwriter
Representative Tasks
- •Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
- •Decline excessive risks.
- •Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
- •Evaluate possibility of losses due to catastrophe or excessive insurance.
- •Review company records to determine amount of insurance in force on single risk or group of closely related risks.
Detailed Work Activities
- •Analyze health-related data.
- •Assess financial status of clients.
- •Authorize financial actions.
- •Explain regulations, policies, or procedures.
- •Assess risks to business operations.
Tools & Technologies
Employment Projections & AI Exposure
Employment & Wage Trend
BLS OEWS, 2019–2025
Source: U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS). See /sources.
Sector Comparison
| Metric | This Career | Sector Average |
|---|---|---|
| AI Exposure | 6.3% | 29.0% |
| Outlook | Average | 48% Bright |
| Median Salary | $81,370 | N/A |
| AI Resiliency | 94/100 | N/A |