Credit Counselors
Business and Financial Operations · SOC 13-2071
AI exposure from the Anthropic Economic Index (2025); salary from BLS; skills from O*NET. See /sources.
Decision card
Career Evidence Passport
SOC 13-2071 evidence across exposure, wages, projections, postings, certified LCAs, skills, and transitions.
- SOC exposure
- 23.4%
- High · Anthropic AEI
- Automation friction
- 46/100
- Moderate friction; broad SOC seed ORS job-requirements coverage.
- Wages
- $52,230
- H-1B offered wage $60,320; LCAs are filings.
- Projected openings
- 3,800
- BLS EP 2024–2034; employment change +3.3%.
- Observed/proxy demand
- 17
- FY2025 certified LCAs; 6,499 postings in 2025.
Skill evidence
- H-1B values are certified Labor Condition Applications, not visa approvals.
- Job postings are seed-static / seed-derived; treat as provider-ready proxy coverage until observed provider data is wired in.
- Transition matches are directional skill-overlap context, not placement guarantees.
- This release is a FutureGrid broad-SOC seed derived from public BLS ORS requirement concepts and categories, not direct occupation-level ORS survey estimates. It describes job requirements, not worker ability, AI capability, or displacement probability. Automation friction is a FutureGrid derived score and should be read alongside exposure, demand, wage, and projection signals.
Best transitions from here
Explore all pathways→Lower AI-exposure roles that reuse your skills, ranked by a transition score (skills that transfer, safety gain, pay and retraining effort).
AI Exposure Analysis
Across AI measures
Multiple exposure lenses for this occupation.
AI could do ~62.5% of this role but only ~23.4% is currently done with AI — a large capability-vs-adoption gap.
Top Skills
H-1B Visa Sponsorship Demand
View full H-1B trends →Certified H-1B Labor Condition Applications naming this occupation, FY2016–FY2025. A descriptive high-skill labor-demand signal — employer filings, not visa approvals or individual outcomes. Note: one LCA can cover multiple worker positions.
O*NET occupation profile
What this work involves
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
Common titles: Accredited Financial Counselor, Certified Consumer Credit and Housing Counselor, Certified Credit and Housing Counselor, Certified Credit Consultant, Certified Credit Counselor, Credit Counselor
Representative Tasks
- •Calculate clients' available monthly income to meet debt obligations.
- •Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
- •Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
- •Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.
- •Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
Detailed Work Activities
- •Compute debt repayment schedules.
- •Explain regulations, policies, or procedures.
- •Develop financial plans for clients.
- •Assess financial status of clients.
- •Recommend investments to clients.
Tools & Technologies
Employment Projections & AI Exposure
Employment & Wage Trend
BLS OEWS, 2019–2025
Source: U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS). See /sources.
Sector Comparison
| Metric | This Career | Sector Average |
|---|---|---|
| AI Exposure | 23.4% | 29.0% |
| Outlook | Bright ↗ | 48% Bright |
| Median Salary | $52,230 | N/A |
| AI Resiliency | 77/100 | N/A |