Loan Officers
Business and Financial Operations · SOC 13-2072
AI exposure from the Anthropic Economic Index (2025); salary from BLS; skills from O*NET. See /sources.
Decision card
Career Evidence Passport
SOC 13-2072 evidence across exposure, wages, projections, postings, certified LCAs, skills, and transitions.
- SOC exposure
- 18.6%
- High · Anthropic AEI
- Automation friction
- 43/100
- Moderate friction; broad SOC seed ORS job-requirements coverage.
- Wages
- $76,690
- H-1B offered wage $69,164; LCAs are filings.
- Projected openings
- 29,900
- BLS EP 2024–2034; employment change +1.7%.
- Observed/proxy demand
- 32
- FY2025 certified LCAs; 51,563 postings in 2025.
Skill evidence
- H-1B values are certified Labor Condition Applications, not visa approvals.
- Job postings are seed-static / seed-derived; treat as provider-ready proxy coverage until observed provider data is wired in.
- Transition matches are directional skill-overlap context, not placement guarantees.
- This release is a FutureGrid broad-SOC seed derived from public BLS ORS requirement concepts and categories, not direct occupation-level ORS survey estimates. It describes job requirements, not worker ability, AI capability, or displacement probability. Automation friction is a FutureGrid derived score and should be read alongside exposure, demand, wage, and projection signals.
Best transitions from here
Explore all pathways→Lower AI-exposure roles that reuse your skills, ranked by a transition score (skills that transfer, safety gain, pay and retraining effort).
AI Exposure Analysis
Across AI measures
Multiple exposure lenses for this occupation.
AI could do ~59.1% of this role but only ~18.6% is currently done with AI — a large capability-vs-adoption gap.
Top Skills
H-1B Visa Sponsorship Demand
View full H-1B trends →Certified H-1B Labor Condition Applications naming this occupation, FY2016–FY2025. A descriptive high-skill labor-demand signal — employer filings, not visa approvals or individual outcomes. Note: one LCA can cover multiple worker positions.
O*NET occupation profile
What this work involves
Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, loan underwriters, and payday loan officers.
Common titles: Commercial Banker, Commercial Loan Officer, Corporate Banking Officer, Financial Aid Advisor, Financial Aid Counselor, Financial Aid Officer
Representative Tasks
- •Meet with applicants to obtain information for loan applications and to answer questions about the process.
- •Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- •Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
- •Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- •Submit applications to credit analysts for verification and recommendation.
Detailed Work Activities
- •Interview clients to gather financial information.
- •Assess financial status of clients.
- •Authorize financial actions.
- •Interpret financial information for others.
- •Submit financial applications.
Tools & Technologies
Employment Projections & AI Exposure
Employment & Wage Trend
BLS OEWS, 2019–2025
Source: U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS). See /sources.
Sector Comparison
| Metric | This Career | Sector Average |
|---|---|---|
| AI Exposure | 18.6% | 29.0% |
| Outlook | Bright ↗ | 48% Bright |
| Median Salary | $76,690 | N/A |
| AI Resiliency | 81/100 | N/A |